Home calculators
See what you can afford and whether buying beats renting, with the costs that matter in Florida: property taxes, insurance and HOA fees. Every number is editable.
What can I afford?
Based on your income and monthly debts, this estimates the most you could borrow while keeping total monthly debt payments, including the new house payment, at or under the ratio you choose.
An estimate, not a loan offer or commitment to lend. Approval depends on credit, income, assets, property and program guidelines. Mortgage insurance, if required, isn't included.
Rent vs. buy
Compares what you'd have after a number of years if you buy versus if you keep renting and invest the money you'd have used for the down payment and closing costs. It counts home equity, appreciation, selling costs and the return you give up by not investing.
A simplified estimate. It doesn't include income-tax effects, mortgage insurance or major repairs, and actual appreciation, rents and returns will differ.
Want real numbers for a real house?
Matt is a Realtor and a licensed mortgage loan originator. Send him an address and he'll run the taxes, insurance and payment for you.